Three quarters of Americans are living paycheck to paycheck with no cushion for the unexpected. And according to a recent survey, one in five Americans believes they will die in debt. Spike and former Fortune 500 business strategist Victor Antonio are on a mission to chip away at these staggering statistics by knocking on the doors of families on the verge of financial ruin and giving them a much needed wakeup call. Antonio will not only help these families face the facts and the bleak future that awaits them if they continue down this path, he will also pinpoint the underlying issues and ultimately supply the tools needed to empower them to get back in the black. Ten one-hour episodes of "Life Or Debt" debut starting Sunday, March 13 at 10PM ET/PT on Spike. Financial troubles can affect any family, from the affluent to the blue-collar middle class, to a young family just starting out. But oftentimes these monetary issues can be solved with some expert guidance, tough love and a change in approach. That's where Antonio, a personal finance consultant and former CEO, comes in with an innovative solution. Antonio believes family finances should be run like a business and that by streamlining operations, identifying hard line goals and executing reasonable action plans, families can avoid financial ruin.