Camilla Luddington was born in Ascot, Berkshire, England. She has traveled to the U.S. as a teenager and has lived in Texas, Pennsylvania, New York, and California. She has spent the last 10 years in the United States, gaining a Mid-Atlantic hybrid accent.
She was educated at an all-girls school in Ascot, Berkshire. She later attended the American School in England at Thorpe in Surrey. She also lived in suburban Austin, Texas for a year when she was fourteen, and attended Westwood High School. When she was eighteen, she enrolled in Susquehanna University in Pennsylvania. She moved to New York City, studying at New York Film Academy and later moved to Los Angeles.