Featuring father of two Nick, who is desperate to consolidate his debt and stop smoking, using the money he spends on cigarettes to pay off his £5,000 credit cards. But will the Hull and East Yorkshire Credit Union help him kick the habit?
In Fenton near Stoke-on-Trent, garage mechanic Nev swaps old bangers for a brewery. He and his wife Karen started by making beer in their shed and then borrowed £25,000 from ethical lenders to expand the business.
On the Norfolk Broads, teenage car crash victim James turns national kayaking champion, thanks to a boathouse built with the help of a £120,000 community loan.
Laura from Gloucestershire had debts totalling £35,000 when she was just 25. Laura realised the debt was ruining her life, so she set herself a five year plan to pay it all off. She tells us how she did it and why it makes her ideally suited in her current job as a money advice expert.
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