Mike approaches Alison to discuss their finances following the loss of their B&B business. However, Alison is more preoccupied with plotting revenge on the Ghosts for April Fool's Day and recruits a playful Humphrey to execute her plans.
But who will prove the hardest to fool? Meanwhile, Mike is shocked to find someone from their insurance company on his doorstep – an unannounced visit to check the details of the gatehouse fire. Can Mike convince her that lightning really can strike thrice?
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